Financial Planning Ala batman!

Did you know that financial planning is a big waste of money?

article written by: Christopher  Joseph t. Torralba ( seafarer )

You don't need to read this article because  you don't need to enhance your understanding in money management much better not to prepare for my future needs, I will just enjoy everything I can afford right now and later I will beg my company to take care of me later and I think it is pretty awesome!

Here are some notes that you need to understand why you don't need a financial planning.

 Work :

I don't need to plan for my  future because  every year I became stronger and younger  I can work until the age of 100 and I am happy to achieve that I am still working even I cannot stand alone already .

 Savings :

I don't need to learn the different and effective ways to save because there is a 5/6  in our community that can help me when I am out of cash.

I preferred to barrow from them because it is cheaper than to save money, as a matter of fact they have freebies! they have a stuff that I need to pay first before they can lend me some money,  so that is cool and awesome!

Retirement:

I don't need to plan for my retirement because I invest already in my children's education  all of them are  in earning stage already that's why they have their obligation  to return the favour we did as their parents.

and did you know that our SSS ( Social Security System ) will take care of me and also when I got sick they are offering "limited" amount for my hospitalization.

and my savings in SSS gives me a high yield because the inflation beat's it every year and that is the advice of my friends which is top at our class since high school.

This is my option in my retirement rather than investing in life insurance that they called

VUL ( life insurance + investment )

that can grow much better than banks does.

Risk:

Risk is " risk " why I will gamble if there is a risk hey it's common sense!

much better to buy my unnecessary stuff such as

vices that can destroy my body,

too much intake of soda and sweet's to lessen my diabetes problem in the future

hard liquor that makes me a monster after a heavy drinking session

or buying too much gadgets stuff that I cannot use all them one at a time.

or much better for my own pleasure on the girls in the club to strengthen my relationship with my wife and my children.

maybe also in gambling that I may have the fortune to win.

much better to avail these stuff because all of these are risk free indeed and I think it is a FACT,

rather than buying  a financial book & attending financial seminars that can enhance my understanding of money management so that I can able to identify and how to make more money in risk of investing and how to manage the risk.

Security and protection:

Whatever may happen to me my family will take care of me when I die.

Including my debt and all of my estate tax that they need to pay when I die.

Rather than saving all my unnecessary expenses  and human vices .

so that I can buy my own life insurance policy for an affordable price so that when I pass away my death benefit will take care of my family when I am not with them anymore.

Since this is some of my suggestions that's why you don't need to learn how financial planning works, just ignore it. Because actually all of my examples will might not happen in the future.

This is Christopher once again founder of cecventures.com and we are here to share more latest and useful articles in our daily living.

I hope you learned something from us.

please share this article as you don't care with your loved ones.

God bless..