Biblical Insight in Marriage Intimacy:

Written by: Christopher ( Husband and a Father )

Many married couples are in drought it's either they are old enough or they are still in middle ages as I observed why is it happening?

most in couples they spend their marriage life very lovable in early years after they get married but I've found out that marriage is a process that needs a lot of work to be accomplish by both husband and wife.

Marriage is not about one day event and after a day it will become an ordinary day, yes it happened to everyone! but as I learned that marriage is a process and a life long journey.

Romantic  ideas  sometimes came in the telenovela that we watch every night that we wish my husband will do the same for you so you might think your husband or your wife Is an actor or actress? though we can get some good set's of examples but in the end having  married for a long time will tell the story itself.

I wrote this story because I know many couple doesn't experience the fullness' of their marriage you know why?

I wrote already the answer!

"Marriage is a process that needs a lot of work to do between the husband and wife "

If you think that there are ideal couples or a couples that you might think they are perfect no it's not!

because many married couples remain happy to their marriage because they are working in progress meaning innovation  and goal setting  stay them together for a long time.

As pastor ed lapiz said " they are not good enough they just know how to forgive each other's mistakes " ( I learned this phrase from Pastor Ed lapiz one of my favorite and respectable Christian pastor in the Philippines. )

Because of the joy of sharing I just want to share some advice of my personal experiences  in my marriage life with the one I love that I hope you may find it practical to do so.

1. Bible reading:

before I got married I search and study what is the biblical principles of God in marriage,  well,..  it's too much to tell about but if you are interested you might search in the Google " marriage bible verses " and I also highly recommend the song's of Solomon it is one of the book in the bible that teaches  about marriage intimacy of married couple.

and you will get all biblical principles why did God establish the marriage.

Me and my wife we've done many mistakes but mistake is a tool for learning process every mistake is an opportunity to make your marriage better and better the more mistakes the more you might need to know more about you marriage life.

The more you know about biblical truth the more you will learn how to love your other half  I don't know if you can relate the meaning of the other half or you forgot already your speech in the piece of paper?

2.  Reading inspirational books regarding marriage: 

Reading is one way of  learning about many things in marriage journey they also give genuine advice that you can apply in your marriage life.

I highly  suggest if you are a husband you might read the book,

" A husband after God's own heart " ( It is a gift that I receive from my wife ;-) )

by: Jim George

I'm not yet finish with this book because it's too informative for me to finish it immediately,  here you will learn too much practical advice  about your responsibility as a husband and a father as well.

3. Love spending:

Spending your  precious moment with your spouse in any possible way make your marriage stronger than yesterday whether it's outing , dating  or even spending time together in your household choirs such as cleaning or cooking snacks will do the same result the important is you spend time because no one can buy their own time, time is free but it is not cheap to spend to unimportant matters more than with your spouse.

4. Application:

Too much ideas and learning without action is nothing!

make sure when you learn something apply it as long as possible so you may know the result of your action and might get a immediate feedback to your spouse marriage is a Gift from God! that you need to enrich and to work it out.

5. Pray together & Pray for your spouse:

Prayer is a powerful tool if you only knew on how to pray for your spouse in secret.

If you think your marriage is a mess don't give up!  the time you give up is the time you lose the journey the more you pray and together with your actions will have a result in the long run just like the farmer did when they sow a seed they wait for the time of harvest.

If you think your marriage is ideal to follow share it and influence the weak marriages  that you know so that they can catch some sort of strength to follow.

Before I forgot! This is the biblical principle that I've seen in the scripture how important a couple to spend time being alone to other places.

And this is my personal opinion going in Hotel after a day of shopping and hanging out in the mall will give the couple an excitement for their personal marriage goals.

Come , my beloved , let us go to the countryside, let us spend the night in the villages

song of Solomon 7: 11

New International Version  

I hope you learned something from me today as I've shared my lifelong journey,

God bless to all my readers. 

ATTENTION!!!

INVESTMENT SCAM?

To everyone who wants to avoid investment scam please please read carefully! so that we may avoid this so called " Investment Scams " that normally we heard via social media or in our social environment.

Have you ever been experienced someone is offering you an investment that have " no risk at all ? " and in fact! it is absolutely guaranteed!!! here are one of the example of investment scam dialogue that you and I encountered already.

               

Investment Scam definition:

In my investing program there is absolutely NO RISK. In fact, it's such a SURE THING that we'll guarantee you cannot lose your investment. Thing is, if you want a part of the action, you'll have to send me $499.95 today. There are just too many other investors who want to get in on this... 

Sounds alarming huh? but the truth is many of us still caught by this con artist or so called swindler they captured our hard earned money because we are lack of knowledge in investing field though we are haste to invest our money from them because we want an easy way to grow our money.

Here I will show you another investment scam that arise nowadays because people look for investment opportunity to grow their hard earned money.

Here we are offering you an acronym of our own investment scam.

S - Sincere and

C - Careful

A - Act of

M - Mentoring

I will show you my latest conversation with my college friend via facebook as I show you the example of our Investment Scam features.

cj( Christopher ) fb,f ( facebook friend )

cj: Hi hello! how are you my friend?

fb,f : oww! long time no communication! I'm fine..

cj:  wow, it's nice to know your ok., are you in vacation in the Philippines?

fb,f: yup!

cj: ah that's good quality time with our family ;-)  as always! by the way may I ask you something? if it's ok with you?

fb,f: yup!

cj: always YUP! huh,, sounds good! ;-) no I'm just kidding! do you have any commitment in your family and friends in the first Saturday of the month? 

fb,f : nope! why?

cj: Actually I invited all of my friends and my relatives in a "FREE" financial planning seminar, and they are very happy that I spent my precious time to invite them to attend that seminar  that's why may I ask you do you have any interest with this topic? or someone already introduce to you this regarding investment matters?

 fb,f: ah,,... ok! hmmm....  networking? baka scam yan ha?

cj: YES! SCAM!!! because you said so, do you like to waste your money here? ;-)

actually! we will waste your hard earned money in a different investment scam vehicles.

that I hope your eyes will not bloat right now believe me! because I will show you the four pillars of our investment scam strategy.

here as it follows:

S- Security & Protection

C- Cash availability

A- Appreciation of your hard earned money

M - Managing your assets and risk.

cj: this is the SCAM that you think!  that we offer that I know you might regret to know about, if you are interested just message me in your free time so that we can talk about it a little more.

fb,f:  wait! I can't reach the idea of the you offer, but it has a sense! how does it work?

can I have additional info in this investment SCAM? it's just now that I heard this kind of investment SCAM features I think I will love the benefit!

cj:  Ok, I will give you a deeper details of our investment scam that we offer  by the way we talk a lot about investment scams, before we go in the heart of the matter we will just proceed slightly on the real investment scam I create also an acronym of this real investment scam that many people are scared about.

S-  Secret

C- Capability of

A- Attacking your hard earned

M- Money

This is the definition that I made how can I describe this con artist called swindlers and I will not allow them to take over my hard earned money! what have you worked for will go to their pocket when you join them so you might avoid them.

fb,f: ah ok.. you're right! thanks a lot.

cj: so we will go further in the information of our investment SCAM that we offer we will divide it again into four for you to understand and appreciate this SCAM that we offer.

S- Security & protection

We will not take your own money here but! we will educate you what is the truth about having Security & protection for you and for your family as well as your accumulated assets overtime how you can secure all of this? so that's why we have what we called  "LIFE INSURANCE"

C- Cash availability

Your cash will not go in our pocket but it will stay liquidate in your own pocket we will teach you how you can save your money in times of urgent needs, where is the best way to secure your cash isn't it in your closet? piggy bank? or in the traditional way putting it in the bank  and what is the important way to use this cash.

A- Appreciation of your hard earned money

Here we will give you an idea where you can invest your money in a different kind of Real Investment vehicle such as: Stock market, mutual fund, UITF ( unit investment trust fund ) , real estate & other type of businesses here you will learn how you can grow your own money in your own jurisdiction..

M-Managing your assets and risk

Our subject here is how you can  manage your assets while you are building it or if it's accumulated already and why it is very very important!

and also there is a risk in every investment and how you will able to handle and to manage it.

cj: So if this investment SCAM that you think had made your mind become uninterested and you get bored about the topic...

here is my word to for you my friend.

" Probably you will earn more money! but you will also waste more money if you will not plan to handle it "

If you are interested to start  investing in the mind we are willing to help you to start it with.       

 Please send me your personal message so that we can give you a schedule in our,

"FREE SEMINAR IN FINANCIAL PLANNING "

Here are some of my contact details:

CP # 0949 5879340  /  0918 3134989

Email add: cj_torralba21@yahoo.com

Facebook: christopher joseph t. torralba

Facebook Group: C.E.C BUSINESS VENTURES

Please share this info to your family and love one's so that all of us will be aware of investment scam.

Talent and Skills

Talent  and Skills:

Your  talent and abilities should not sleep alone in a corporate world  the more you became better employee the more the company will grow yet in the end  they will just paid your monthly pay check.

They become billionaires not just by their efforts alone but by your own contribution and yet you are still their ordinary employee that they can kick anytime they wanted or simply if you make any mistake.

While your skills accumulate overtime why you don't use it by your own benefit and design a life you wanted to be not a life that had been robbed by huge companies  out there.

Talent, skills, imagination, dream and actions are great tools for you to build your own empire in the near future.

Don't just work and accept monthly pay check! while many of us are employee why we don't plan right now!  to create our dream into reality a life that is worth living for.

I am Christopher a seafarer in profession and I am proud to be one of them.

and I am lucky to have my financial adviser a seafarer itself and a true friend of mine.

may I introduce to you my mentor.

Capt. Christopher  Cervantes  RFP ( Registered Financial Planner )  

And I am honored to share his expertise in handling finances and giving a genuine advice from all of interested to manage their finances well.

to learn more about him! please attend our "FREE " Financial planning seminar that we conduct every first Saturday of the month.

If you are interested to know more about creating wealth and how you can attain financial independence please attend our monthly,

"FREE FINANCIAL PLANNING SEMINAR "

For other inquiries you may contact me at:

0918 3134989 / 0949 5879340

Email address:  cj_torralba21@yahoo.com

Facebook: Christopher Joseph Torralba

Facebook group :  C.E.C BUSINESS VENTURES

  From passion to profit:

 Hi! I'm Christopher and I just want to share my latest art piece that is available to any art buyer and art collector though I already sold some of my art piece through my friends I just want you to know before you judge my garbage artwork much better to read the heart of the matter so you may appreciate it's value.

It is simply a joy of helping others and using my talent and skills how am I lucky to cast this idea into cheap canvass.

I hope you may find it interested and meaningful into your own life as I've  said this art piece connect us all.  

“Art for a Cause”  price starts at 1,500 Php / 35 $

One of my greatest dreams is not only about a house, cars , gadgets & other stuff one of my greatest dreams is to help other people, people who does not have for now an ability to afford by means of these ability that God has given to me an ability with a deep meaning and impact to other peoples lives.

This master piece will bound in many auction houses through online and in any aspect it maybe sold,  if this will be sold to a highest amount of bid the amount will go to my “children's foundation” word international school, a school foundation that provides the following they need such as school teachers, class rooms, School uniform, school supplies and other matters needed for their education.

 it’s not new to everyone of us helping other people’s needs  but doing it so is a very big blessing to these children.

As my heart always ponder to help these children everyone of you may have the opportunity to join me and to make this happen in this art auction.

God is pleased with your prayers and works of charity.

Acts 10: 4

 

TITLE:  Line of Destination

SIZE: 28.5”x 24.5” x 0.5”

Media: acrylic on canvass

ARTIST:  Christopher Joseph T. Torralba

Painting Description:

Straight line:

Represents people that they know they have a perfect life, people depend on their own knowledge and abilities, they know to their selves they can always do the best and great things on their own, always at the top of their career and not depending or giving thanks to the creator of the mankind who simply given these special gifts. But the truth in this line that they are going is a “fiction”  because there is no perfect as the bible said,

There is none righteous , no , not even one

Romans 3:10 

Line w/circles:

This line represent’s people go in and go out in their everyday life they do their routine in the same way before and until now what I mean is they made their lives like a “round about “ it does not go forward and it sometimes they drag their selves backward everything will be the same 5, 10 or 20 years ago or maybe 20 years from now. They don’t want to  experiment  or to gamble in new insights  new things or other field of this life. Though it is a life of free will still we have a part of our own future what achievement will be in our hands in the future will define what we are doing right now.

LINE IN ZIGZAG:

 This line represents the people who made a common thing in this world which is “ failure “

Failure means achieving more striving more and giving your best to make it better the next time you encounter the same situation.

These people always trying to give their best in whatever they do they also ask and depend in our creator though time to time we face failures because of these cruel and broken world what I mean is people who judge our failure everyday the people in the straight line . Though they stumble but they keep  moving forward and giving their best for whatever craft they are doing everyday what they do is not a task but  simply enjoying their day everyday they don’t mind whatever people in the straight line may say who cares? Though it's not a straight lie but they enjoy the journey.

SUMMARY:

 All of these line starts in the bottom which is darkness which is sinful everyday we have an opportunity to move forward and to look upon the light the light comes from our creator whatever way we choose everyday do our best make sure we move forward not just for earthly success but to face forward  to the presence of our true  “GOD”  who gave this short life for everyone of us. Everything including money is just a bonus. What really matter is this message should be know by means of appreciating this simple craft that I made.

Psalm 25:8-10New International Version (NIV)

⁸ Good and upright is the Lord;
    therefore he instructs sinners in his ways.
⁹ He guides the humble in what is right
    and teaches them his way.
¹⁰ All the ways of the Lord are loving and faithful
    toward those who keep the demands of his covenant.

                                                                                           

CJ.Torralba  01/15/2016

For inquiries you may contact me at:

0918 3134989 / 0949 5879340

Email address:  cj_torralba21@yahoo.com

Facebook: Christopher Joseph Torralba

Facebook group :  C.E.C BUSINESS VENTURES

Mitsubishi Adventure for RENT!

I often think why many women doesn't have their own finances?  or why  they are forbidden to handle it by their husband and I found out that it is very important that women should have their own finances  like men, you know why? let's find it out!

Here are some of my brainstorming ideas I often think these past few days that  a couple should madly think about.

1. In case of any  emergency they will have their immediate source of funds that they can use with.

2. They don't need to ask a favour or they don't need to kneel down to their husband specially if their husband doesn't know how to provide well.

3. They need extra fund for fun travel! travelling like a police when their husband misbehave.

4. They need extra cash for their vacation at their home place when their husband doesn't  know how to respect a woman anymore.

5. They need to have their own income because when the husband doesn't  have the capacity to work anymore or worse their husband died in a moment  they didn't expect she can replace the husband's role in the family and she can continue to start in living without the husband's presence.

6. As the bible tell us that women also need to work so that they can be profitable and a helper to their husband but! working at home is a huge task! that many men doesn't  acknowledge women's effort.

Proverbs 31:24 She makes linen garments and sells them

7. They need to have their own income so that they will have their own identity!

Many married women depend on their husband's income in many different cases but having your own money will give you the pride that you can say to your husband,..

" anytime you leave me I am ready "

8. Any time I want to afford something I don't need to beg for my husband's salary because I can afford it on my own pocket.

I hope these suggestions that I wrote will be shared to many women out there! so that they may have 

the determination to stand out do their thing with a purpose and live their lives the way they wanted to be. 

life is a destination and full of opportunity to those who wants to begin it with.

God bless to all of my readers :-)

Did you know that " GOD " cares about your financial journey?

      

Nowadays many Filipinos are very informative in investment  gossips such as stock market, mutual fund, insurance & other investment vehicle that has been presented in many ways like seminars, books and social media.

But did you know how many percent  of Filipinos are well informed? and yet they don't started anything from what they have learned.

Base on my research 100 million is the current population of the Filipinos yet less than 1 % are those who invested their money to make it short I want to share something useful  that you might be encourage to start thinking about investing.

I will tell you my real  life story before I started to invest.

I started to invest in searching knowledge! knowledge including  books, internet search, watching videos on you tube regarding financial matters and other  instrument's  to enhance my understating on how these Filipino millionaires achieve their financial freedom in the investment world but the question is! Is this ideas and current research are enough for me to start to invest?

My opinion is it depends in your compelling reason and if you have a correct path before you start t to invest.

The big reason why I started my financial journey is because my compelling reason is I learned it from the God's word the bible ( one of the book that I researched! ) that even God in his infinite wisdom addressed our situation in our financial journey there are many passages that God teaches us to invest  not just for money alone but for a deep meaning  with a purposes.

When I read the bible in searching answers here are some passages that gives me the joy and excitement in my decision to invest.

Some of these common terms are used by many investor.

                                                     

SECURITY: 

Many people think that when they have a lot of money they will feel that they are secured already but many conservative Christians will disapprove these statement but base on my experience it is true! that we don't depend on money alone but in God's grace for his kindness in providing us in our daily needs had you remembered ?  the prayer goes with " give us our daily bread " but I also felt that I am a little bit secured with my investments because of what king Solomon said.

  

A feast is made for laughter, and wine maketh merry: but money answereth all things.

Ecclesiastes 10:19

I did not depend totally in my money but the truth is sometimes your investment gives you a confidence that you are secured in financial crisis that may happen along the way such as loss of job, sickness , death and other matters that will avoid you to produce wealth or to achieve your goals.

God doesn't  give me a money from above but he gives me a wealth by means of abilities that he gave to me to produce but most of the time where this wealth goes? it goes normally to the people who knows how to take care of it.  

I also observe many philosopher they often thinks that when you die you cannot take your money in heaven  well that is correct! but how on earth will you take your money in heaven? but the fact is what will you leave to your family when you depart? Smartphone,  car, debt , house mortgage? so you might tell me again money is not the answer for everything and yet you need it in every step of the way.

God gives you a time to produce but what did we do? we enjoy too much in worldly expenses  that normally depreciate its value overtime.

I am not telling it is wrong to buy the things that we wanted in life but! you should know your priorities when you receive your pay check pay yourself first before paying someone elsewhere it is simply means paying yourself is preparing yourself in life's disaster and for your financial freedom.

Invest

As we taken up from the first verse that king Solomon said on Ecclesiastes 10:19

" money is the answer  for all things "

It doesn't mean everything means you can raise a dead man but it can prolong a human life

It doesn't mean you can buy happiness but you can go for a European tour

It doesn't mean you can buy a good sleep but you can buy a quality mattress

and so on and so forth.

There is one great story in the bible that teaches about growing our money through commerce.

The Parable of the Talents

¹⁴ “For it will be like a man going on a journey, who called his servants^[a]and entrusted to them his property. ¹⁵ To one he gave five talents,^[b] to another two, to another one, to each according to his ability. Then he went away. ¹⁶ He who had received the five talents went at once and traded with them, and he made five talents more. ¹⁷ So also he who had the two talents made two talents more. ¹⁸ But he who had received the one talent went and dug in the ground and hid his master's money.¹⁹ Now after a long time the master of those servants came and settled accounts with them. ²⁰ And he who had received the five talents came forward, bringing five talents more, saying, ‘Master, you delivered to me five talents; here I have made five talents more.’ ²¹ His master said to him, ‘Well done, good and faithful servant.^[c] You have been faithful over a little; I will set you over much. Enter into the joy of your master.’²² And he also who had the two talents came forward, saying, ‘Master, you delivered to me two talents; here I have made two talents more.’²³ His master said to him, ‘Well done, good and faithful servant. You have been faithful over a little; I will set you over much. Enter into the joy of your master.’ ²⁴ He also who had received the one talent came forward, saying, ‘Master, I knew you to be a hard man, reaping where you did not sow, and gathering where you scattered no seed, ²⁵ so I was afraid, and I went and hid your talent in the ground. Here you have what is yours.’²⁶ But his master answered him, ‘You wicked and slothful servant! You knew that I reap where I have not sown and gather where I scattered no seed? ²⁷ Then you ought to have invested my money with the bankers, and at my coming I should have received what was my own with interest. ²⁸ So take the talent from him and give it to him who has the ten talents. ²⁹ For to everyone who has will more be given, and he will have an abundance. But from the one who has not, even what he has will be taken away. ³⁰ And cast the worthless servant into the outer darkness. In that place there will be weeping and gnashing of teeth.

Matthew 25:14-30 English Standard Version (ESV)

Every day God always giving us a chance to produce by means of these talents a talent that came only by our creator.                                                                                  

Though this story is very well said it is simply that God telling all of us that we all have a capital to reproduce it's either knowledge, skills & abilities.

It does not mean you need to be rich for you to become rich.  you can start from what you have and you can enrich what God has given to you. 

Savings: 

This passage is the very simple to follow since God uses one of the smallest creature ever created and I think it is not too much for us to follow the simple ways on how we can save our hard earned money the way the ants do.

Go to the ant, you sluggard; consider its ways and be wise! Without having any chief, officer, or ruler, she prepares her bread in summer and gathers her food in harvest. How long will you lie there, O sluggard? When will you arise from your sleep? A little sleep, a little slumber, a little folding of the hands to rest, and poverty will come upon you like a robber, and want like an armed man.

Proverbs 6:11

Proverbs 21:20 The wise store up choice food and olive oil, but fools gulp theirs down.

Proverbs 21:5 The plans of the diligent lead to profit as surely as haste leads to poverty.

.Contentment:

Not that I speak from want, for I have learned to be content in whatever circumstances I am. I know how to get along with humble means, and I also know how to live in prosperity; in any and every circumstance I have learned the secret of being filled and going hungry, both of having abundance and suffering need. I can do all things through Him who strengthens me.

Philippians 4:11-13 

Many millionaires will not accept this term because they will always tell to you how could you be contented if you cannot buy enough food if you cannot afford to buy your own shelter? so on and so forth.

but what God mean is, we should know "where" to be contented if we have enough we should be thankful and enjoy what blessing that we receive and try to bless others as well.

the opposite of this is even they have enough still they don't stop to produce because they don't know where is their limitation unless it is not only for them but for other people's need.

Sow and Reap:

Many of us don't like to invest because they are afraid of the following thought

what if this may happen, this is risky, I don't want to learn because I am afraid.

what if I did not harvest? we worried too much about these things before we start to invest but the bible clearly telling us if you always look at the weather condition you will not sow anymore that's why you will not have any harvest to gather.

Farmers who wait for perfect weather never plant. If they watch every cloud, they never harvest.

Ecclesiastes 11:4

                                       

Risk:

Everyone who wants to invest should know their risk appetite avoid to become a greedy investor!

if you have time and yet you are young enough you can go for aggressive investment's but when you are close enough to your retirement you should be moderate for your risk appetite to not lose some of your investments that you needed most in your retirement age.

I have seen a grievous evil under the sun: wealth hoarded to the harm of its owners, or wealth lost through some misfortune, so that when they have children there is nothing left for them to inherit.

Ecclesiastes 5:13-14

I hope this passages from the word of God might help you for your decision before you invest I invest my time to research and to wrote this article so that I can share my experience before I started to invest.

God bless to all my readers out there.

If someone of you are interested to start to know how financial planning works.

I introduce to you my mentor He is Capt. Christopher  Cervantes. RFP ( a registered Financial planner in the Philippines ) and we are willing to help you to start with this journey.

For any inquiries please send me your personal message so that we can give you a schedule in our,

 "FREE FINANCIAL PLANNING SEMINAR "

Here are some of my contact details:

CP# 0949 5879340  /  0918 3134989

Email add: cj_torralba21@yahoo.com

Fb: Christopher Joseph T. Torralba

Fb group: C.E.C BUSINESS VENTURES